PARRISH, Fla. — When Cindy Barco comments on the "cozy" size of the new Tropicana Federal Credit Union branch, she smiles and points out the credit union's first office was about the same size, maybe 10 by 14 feet.

Barco is CEO of Tropicana FCU, which since it was founded in 1958 to serve employees of Tropicana Products has grown to $24 million in assets and almost 4,000 members.

Recently the credit union adopted a community charter that allows it to serve all of Manatee County, a fast-growing region between Sarasota and Tampa on Florida's west coast. While the area still has its share of orange groves that supply processors such as agribusiness giant Tropicana, more and more of those groves are being replaced by subdivisions and businesses.

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