PHOENIX — The $2.7 billion Desert Schools Federal Credit Union is bracing for possible negative feedback from some of its more than 334,000 members over a savings program targeted at undocumented migrants.

The program, a special savings program, has been in place since January 2004, but generally has not been very well advertised, according to Emma Garcia, Desert Schools director of community development.

The CU established the program because, at that time it was a SEG-based credit union and there were calls for such a program from among the SEGs on account of their undocumented workers, Garcia explained. Since then the CU has adopted a community charter and begun advertising the program more aggressively, including on a Spanish language radio program it helps sponsor, she said.

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