SAN FRANCISCO – Credit unions that issue small business cards are probably hits among their small business members since, according to a recent Visa survey, small business use of payment cards continued to grow last year. The No. 1 card brand said its survey of several hundred small business owners and individuals with financial authority in small businesses indicated that 65% of them now use business credit cards with 30% of the remaining indicating that they planned to start doing so in the next 18 months. Over 52% of the surveyed managers said that receiving and collecting payments is the most challenging aspect of their business life, followed by the ability to manage and move funds (21%) and concern with making payments (14%). "These findings are in line with what we have been hearing from small business cardholders for years; good management of cash position might mean the difference between the success and demise of any small business and is, therefore, their primary concern," said Raghav Lal, senior vice president with Visa "For this reason, through offering innovative, flexible and reliable payment solutions, Visa remains committed to helping small businesses streamline the payments process and achieve their goals of increasing efficiency and optimizing their cash position."