Callahan and Associates' 2005 Directory of Credit Union Service Organizations presents a few of the following interesting facts on why CUSOs are gaining more respect and clout in the movement: * PSCU Financial Services has more than $221 million in assets and over 500 owners. As the largest CUSO in terms of assets, it generated more than $237 million in net income before patronage refunds in 2004 and processes over 8.5 million credit-debit card accounts for the members of its owner CUs. * EFT CUSO CO-OP Network provides access to 20,272 surcharge-free ATMs and over 6,000 shared deposit locations throughout the US. Total transactions in 2004 topped a billion representing a 21% increase over the prior year. * Mortgage CUSO Prime Alliance has expanded ownership to 15 credit unions and collectively underwrote over 117,000 mortgage loans for $23 billion or approximately 40% of all credit union originations in 2004. * Indirect lending CUSO CUDL has generated $7.1 billion in auto loans for over 500 CUs and 331,795 members.