Merrimack Valley Federal Credit Union, North Andover, Mass., has promoted John MacDonald to assistant vice president of business development and political affairs. Citadel Federal Credit Union, Thorndale, Pa., has named Curtis A. Baker chief risk officer and Cathy Graham vice president of marketing. In addition, Citadel had promoted Pam Krupansky to vice president of retail delivery and Jim McCrudden vice president of investment services.

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