AUBURN HILLS, Mich. – USA FCU recently shared the success it's having with Principal Financial Group's Retire Secure plan. The CU has been offering Retire Secure since 1996 and participation rates among employees are as high as 96%, Tina Marie Wohlfield, USA Federal's HR administrator recently told Employee Benefit News. The plan allows employees to set their own deferral rate, as well as set the rate to increase a certain amount each year. The option is rolled into a lifestyle fund, in which an employee can select investment options based on a projected retirement date. This month, USA FCU also rolled out a managed account option and for several years, employees have showed the most interest in Principal Group's "step-ahead and the lifestyle" option to employees, which allows them to select a preset mix of investments based on a target retirement date ranging from 2010 to 2050. Wohlfield told the publication that it is the most popular investment option among employees. [email protected]