WASHINGTON-The Federal Trade Commission is looking into how it can conduct a pilot study on the completeness and accuracy of credit reports in preparation for a larger scale study the agency is required to perform under the Fair and Accurate Credit Transactions Act. The FTC is seeking public comments on if the data collection is necessary for the agency's functions and whether the information will have practical utility; the accuracy of the agency's burden estimation and validity of methodology and assumptions; enhancement of the usefulness and clarity of the information collected; and minimizing the burden of the study on the consumers. The pilot will survey 35 consumers who will voluntarily share their credit report and review it with a contractor. Comments are due on or before Dec. 20.