WEST PALM BEACH, Fla. – Credit Union Times' just expired voting poll delved into the issue of what regulatory change credit unions need most. Well, despite the GAO's report findings that there's no "compelling need" for alternative capital, some 62% of respondents to the poll felt an alternative capital option was most important. After that the numbers drop down dramtically, with some 18% wanting risk-based capital (something CUs and corporates are pushing for );and approximately 8.66% want the business lending cap increased, which is included in the Credit Union Regulatory Improvements Act bill. The voting poll question and results are as follows: What regulatory change is most vital for credit unions? * Alternative capital options

62.12% * A risk-based capital system

18.61% * Increasing the member business lending cap

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