ORLANDO, Fla. – Worldwide Interactive Services is offering an online application system for credit unions to use to lend to current members and process new members. The eZ App solution is available to client and non-client credit unions, says Worldwide Interactive Services (www.yourmsr.com), an Orlando-based provider of Internet and wireless banking, audio response, bill pay and other e-commerce services. eZ App includes a quick-loan decision service that submits completed applications directly to the CU's credit bureau for initial scoring and then generates a reply to the applicant with directions for the next step, the company says. Also included is a member-specific login that allows constant access to pending applications so applicants can stop during the process and pick it up later where they left off.