WEST PALM BEACH, Fla. -If credit unions could pick one regulation to change what would it be? The Government Accounting Office's recent report on credit unions and alternative capital found that there is no pressing need to provide credit unions with alternative, sometimes known as secondary, capital options. Some credit unions however believe alternative capital is vital. What's important for one credit union isn't for others. That brings us to the latest Credit Union Times' online voting poll: What regulatory change is most vital for credit unions? * Alternative capital options, * A risk-based capital system, * Increasing the member business lending cap, * Allowing credit unions to offer more for-profit like executive benefits, * Increasing member voter turnout requirements for conversions to bank charters. [email protected]