SEPTEMBER SEPTEMBER 13-15 Baker Hill's CU Summit, Hilton Garden Inn, Indianapolis, Ind. For info: Patrick Spencer, 800-821-8664, x 1258. SEPTEMBER 15-17 CO-OP Network's EFT User's Training Conference, Hyatt Regency Tech Center, Denver, Colo. For info: Tina Tesch, 800-782-9042, x 4076. SEPTEMBER 16-17 Brick & Associates' Strategic Conference, Marriott, East Lansing, Mich. For info: 800-332-8188. SEPTEMBER 17 CO-OP Network's Regional Training, Hyatt Regency, Denver, Colo. For info: Sylvia Casillas, 800-782-9042, x 2646. SEPTEMBER 19-20 Creditors Law Centers Mapother Bankruptcy School, Basics of BK, Sheraton Suites, Orlando Airport, Fla. For info: Mary Kay McCubbin, 502-587-5452. SEPTEMBER 21-23 USERS Incorporated 2004 EdCon, Hyatt Regency, Huntington Beach, Calif. For info: 800-523-7282, x 1823 or www.users.com. SEPTEMBER 21-23 Creditors Law Centers Mapother Bankruptcy School, Advanced BK, Sheraton Suites, Orlando Airport, Fla. For info: Mary Kay McCubbin, 502-587-5452. SEPTEMBER 22 CU Financial Services' CU Capital Options-Bank Charter/Merger Update, Quebec City, Canada. For info: Alan D. Theriault, 800-649-2741. SEPTEMBER 22-24 CNBS Institute Series: Advance Financial Management Track, Investment Management Track, Risk Management Track, Introduction to Financial Management Track, Chateau Sonesta Hotel, New Orleans, La. For info: Tammy Brown, 800-222-0978. OCTOBER OCTOBER 4-8 CU Conferences' National Directors Roundtable Conference, Paris Las Vegas Hotel, Las Vegas, Nev. For info: John Berra, 888-465-6010. OCTOBER 7-17 CU Conferences' Hawaiian Islands CU Educational Cruise Conference, visiting Oahu, Maui, Kauai, Kona, and Hilo, aboard Celebrity Cruise's Infinity. For info: John Berra, 888-465-6010. OCTOBER 12-15 XP Systems' Annual Customer Conference, Westin Kierland Resort & Spa, Scottsdale, Ariz. For info: Barb Shambo, 503-598-7024. OCTOBER 14 Members Mortgage Company, Inc., Member Business Lending, EASCorp FCU, Woburn, Mass. For info: Fran Morcos, 781-376-2845. OCTOBER 14-15 Brick & Associates' Strategic Conference, Foxwoods resort & Casino, Mashantucket, Conn. For info: 800-332-8188. OCTOBER 21 CO-OP Network's Regional Training, The Westin Southfield Detroit, Southfield, Mich. For info: Sylvia Casillas, 800-782-9042, x 2646. OCTOBER 31- NOVEMBER 7 ICUA & D. Hilton Associates' 2nd Annual Directors' Leadership Symposium, Aboard Royal Caribbean's Explorer of the Seas, from Miami to the Eastern Caribbean. For info: Melody Neagu, 800-847-2099. NOVEMBER NOVEMBER 4 Members Mortgage Company, Inc., Construction Lending, EASCorp FCU, Woburn, Mass. For info: Fran Morcos, 781-376-2845. NOVEMBER 4-7 CU Conferences' CU Info Tech, Disney's Contemporary Resort, Orlando, Fla. For info: John Berra, 888-465-6010. NOVEMBER 7-14 CU EduCruises' CU Critical Issues Symposium at Sea, "Our Southern Caribbean Tropical Getaway Cruise", Venezuela Princess Cruise Lines "Golden Princess", Ports: San Juan, St Kitts, Aruba, Grenada, St Thomas, and Caracus. For info: John Vardallas, 608-221-4621 or Kathy, 800-343-1070. NOVEMBER 10 CU Financial Services' CU Capital Options-Bank Charter/Merger Update, Chicago, Ill. For info: Alan D. Theriault, 800-649-2741. NOVEMBER 11 CO-OP Network's Regional Training, Marriott Ontario Airport, Ontario, Calif. For info: Sylvia Casillas, 800-782-9042, x 2646. DECEMBER DECEMBER 5-6 Creditors Law Centers Mapother Bankruptcy School, Basics of Bankruptcy, Embassy Suites, Las Vegas, Nev. For info: Mary Kay McCubbin, 502-587-5452.