WEST PALM BEACH, Fla. – The $300 million LA Financial CU has been approved for a community charter in Los Angeles county that offers it potentially 10 million members. Is this a good thing for credit unions? The addition of a county the size of Los Angeles County is obviously going to raise the ire of bankers and maybe even the eyebrows of lawmakers. Do they have a point? Can a $300 million credit union significantly penetrate such a large potential membership? This leads to Credit Union Times' next voting poll question: Even if the 10-million person Los Angeles County technically qualifies as a "well-defined community" under NCUA's regs, should credit unions really be adding FOMs this large given the current bank v. credit union climate? * No because the timing is bad and it helps fuel the banker case * No, because no one CU can serve an FOM that large * Yes, as long as it qualifies under the reg * Yes, the bankers shouldn't dictate what CUs do * Not Sure