WASHINGTON – The top 50 credit unions with the highest individual retirement account balances (IRA) as a percentage of their portfolios seem to mirror the top 50 credit unions in the nation. Over the last five years, IRA credit union balances have risen from 55% to 60%, according to Callahan & Associates, Inc. IRA balances are deemed essential because they provide longer terms and larger deposits and without them average share balances would see a drop of roughly 8.7%, according to Callahan.

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