WEST PALM BEACH, Fla. – Credit unions converting to bank charters has been one of the most controversial news stories of the last year. The battle at Columbia Community CU, the NCUA Board's recent final rule on member disclosures, and the potential largest CU-to-bank conversion ever in the $964 million Lake Michigan CU have all helped fuel the controversy. Some in the industry are concerned that credit union directors and management are more concerned about profiting from the conversion, rather than doing what's best for the membership. Others say that's just not the case; credit unions are converting for capital reasons and to grab more powers. The latest Credit Union Times' voting poll question asks whether or not individual profit is playing a role in credit unions converting to banks. The question is as follows: "Do you think the potential for individual profit is at all playing a role in the decision making process of the directors and upper management of credit unions who have decided to convert to a bank?" * Yes * Not Sure * No