HACKENSACK, N.J. – Seventy percent of consumers who have obtained their credit report have done so even though they weren't denied credit or felt they were a victim of ID theft. That's one of the findings of recently conducted survey by Harris Interactive, which also found that 63% of the public say they are very or somewhat knowledgeable about credit reporting agencies. Two-thirds of the survey respondents also indicated they would likely get a free credit report if Congress adopted a free-credit report provision. Commenting on the survey findings, Dr. Alan Westin, president and publisher of "Privacy & American Business" who served as an academic advisor on the survey said the findings "suggest that most of the American public understand the basics: the role that credit reporting plays in facilitating consumer transactions, how this affects their access to credit, and what information credit reports do and do not contain about consumers." The full survey results were presented by Dr. Westin at a conference – "The New FACT Act: Challenge and Opportunity"- on new legislation amending the Fair Credit Reporting Act. The conference was held Feb. 9-10 in Washington, D.C.