DETROIT – The auto industry will return to peak profitability in a couple of years, but the findings of a survey conducted among auto executives by KPMG LLP, indicate they're confident the worst of the industry's slump is over. Of the 100 auto executives who participated in KPMG's fifth annual survey, the highest number said they expected profits to return in 2005. But 29 of them said they expect industry profits in 2006 to be at their highest levels since 2000. Only nine of those surveyed cited 2004 for a return to peak profits. Another possible bright spot on the horizon for credit unions concerns respondents' predictions for the Big Three automakers' use of 0% incentives and rebates: in the 2003 survey, 38 of the respondents indicated they expect an increase in the use of incentives in the near future. That's down from 48 in 2002 and 63 in 2001.