Emick Howard & Seibert, Inc., a design/build firm, has named Mia Marshall, IIDA projects manager. HTG Architects, a design/build firm, has named Tom Moorse, AIA project manager. Creditor Resources, Inc., a provider of insurance programs, automated systems and professional training and support, has named Charles McIntyre account development specialist. State National Companies, a collateral protection/lending-related insurance provider, has named Tom Chadick regional vice president for North Texas. CUNA CFO Council, Madison, Wis., has elected the following officers to its board: Scott Waite, senior vice president/CFO of Patelco CU, chairman; Christina Brown, CFO for Xerox FCU, vice chair; and Brian McVeigh, senior vice president/CFO for State Employees CU, secretary/treasurer. In addition, Frank Vassallo, CFO for Fort Belvoir FCU has been re-elected board director. Continuing CUNA CFO Council executive committee members include Mike Lord, senior vice president/CFO for State Employees CU and Alan Wade, senior vice president/CFO forMemberOne FCU. Nice Enterprises, Inc., a consulting firm, has named Richard A. Scholes vice president of business and strategy development. TWS Systems, Inc., an ATM management solutions provider, has named Bradley Palser vice president of technology. Carreker Corporation, a provider of technology/consulting solutions, has elected Keith W. Hughes board director. Fort Knox National Company, a lending processor, has named Donald A. Schmiedt vice president of finance/accounting and James L. Czerwonka vice president/director of internal audit. Harte-Hanks, Inc., a direct and targeted marketing firm, has named Chris Stam managing director of direct marketing. HRValue Group, LLC, a credit union human resources solutions provider, has named Denise Moore executive recruiter. Watson Wyatt, a human capital consulting firm, has named Stephen D. Mirante managing consultant.