NEW YORK – It's certainly not a good rate environment for savers. According to Bankrate.com, yields on money markets and CDs continue to decline. With the Federal Open Market Committee widely expected to trim interest rates at its meeting June 24-25, yields may get even lower according Bankrate.com's weekly national survey of large financial institutions. The following are deposit averages from Bankrate.com's national CD survey: * Money market account: 0.64%, unchanged from last week * 6-month CD yield: 1.04%, down from 1.05% last week * 1-year CD yield: 1.18%, down from 1.2% last week * 5-year CD yield: 2.66%, down from 2.69% from last week Bucking the trend, Bankrate.com did find 12 institutions paying at least 2% APY on money market accounts, more than triple the national average. On one-year CDs, Bankrate.com found five institutions paying at least 2.2 percent APY, more than one full percentage point above the national average.