WASHINGTON-In preparation for Senate consideration this week, CUNA has joined with 30 other groups in sending a letter to the Senate supporting the passage of the CARE Act (H.R. 7), which includes a provision for Individual Development Accounts (IDAs). Other groups include America's Community Bankers, the Consumer Federation of America, H&R Block, Wal-Mart and several other groups. "Today, there are more than 10,000 families saving in IDAs with the help of 400 private and non-profit organizations, and these accounts have proven to increase work effort, earnings, and confidence in the future among the working poor," the letter outlined. "However, without the tax incentives necessary to create a stable source of matching dollars for IDAs, there will never be sufficient resources or opportunity to help the hundreds of thousands of working-poor families and individuals who are willing to work and save to move up the economic ladder." IDAs are matched savings accounts for working-poor families working to buy their first home, pay for post-secondary education and job training, or start a small business.