ATM National Network- Behind the scenes

Management Team Ben Psillas – President & Founder of ATM National Steven Karp – Vice President of Strategy & Finance Former Senior Consultant at First Annapolis Consulting, Inc. Karen Adams Horton – Vice President of Marketing Former Director of Marketing at American Express Board of Directors & Advisors John O. Smith – Former President of Cirrus and Maestro International Alvin T. Sale – Former President of First Union ATM Solutions, Inc. Michael Jennings – Former SVP of Bank of America’s ATM Division Ed Furash – Chairman of Treasury Bank, subsidiary of Countrywide Bill King – Chairman of Private Business, Inc. (NASDAQ: PBIZ) Tom Black – Co-Founder of Private Business, Inc. (NASDAQ: PBIZ) Stu Bell – Chairman of WebLoyalty.com Olivier Sarkozy – Managing Director at CS First Boston Strategic Consultants Lee Manfred – Partner at First Annapolis Consulting, Inc. Barbara Eike – Operations & Technology 15 years in EFT operations with First Union, MasterCard, and EDS Tom Tremain – 17 years at Bank One, most recently as SVP and Manager of ATM Group