SYDNEY, Australia – If people die in Australia without a will, the State will make the decision on how property is distributed. According to a recent study, the Credit Union Services Corporation of Australia, Ltd. (CUSCAL) discovered that four of every 10 people do not have a will. CUSCAL commissioned the study. The reasons for will avoidance is usually that people do not think that they have enough assets or that they are too young. CUSCAL knows both reasons are false and have embarked on an education campaign as part of their "Take Control" program. Take control is a series of brochures to help people better manage their financial life. CUSCAL CEO Steve Laue, chief executive of CUSCAL, said "Creating a will is a responsible move because it is the only way you can tell others how you want your assets distributed after your death and provide for people who may depend on you financially. It also means that you can name a guardian for your children." CUSCAL has issued "Making a Will of Your Own- A Simple Guide" that explains the reasons and different technicalities. The booklet is free. In Australia regulations can vary from state to state, but the differences are small. "The research found that 72% of people who did not have a will, on learning that the Government would decide what happened to their assets, agreed that it was a priority to draw up a Will," Laue said.