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Survey checks consumer honesty

MAYFIELD VILLAGE, Ohio - A Progressive Insurance telephone survey of 31,000 Americans finds that a large percentage of consumers are willing to cheat and commit crimes. The survey asked respondents not only how likely they would be to commit insurance fraud and other indiscretions if they knew they would not...

By Staff Writer | Updated on September 11, 2001

MAYFIELD VILLAGE, Ohio – A Progressive Insurance telephone survey of 31,000 Americans finds that a large percentage of consumers are willing to cheat and commit crimes. The survey asked respondents not only how likely they would be to commit insurance fraud and other indiscretions if they knew they would not be caught, but whether they would report someone they knew who had committed fraud. According to Progressive, 9% of all respondents, nearly one in every ten people, admitted they would commit insurance fraud if they knew they would not be caught. When it comes to reporting fraud, 29% of respondents said they would never report insurance fraud committed by someone they knew. Respondents living in the Northeastern U.S. were more likely than respondents in any other part of the country to say they would never report someone for insurance fraud – 35%. However, money helps loosen lips as respondents throughout the U.S. were four times more likely to say they would report someone if there was a monetary reward of up to $500 than if there was a reward of only $250. Additionally, 6% of respondents would report fraud only if they didn’t like the person who committed it. The survey also found that 13% admitted they would steal cable television; 13% would embellish responsibilities on a resume; 12% would park in a handicapped space; 9% would drive through a tollbooth without paying; and 7% would take tax deductions they weren’t entitled to.

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