CU Times' reporting of confusion over the CFPB's leadership structure following former Director Richard Cordray's departure had readers talking at the end of 2017. Here's what people said.

"CUNA Assumes Mulvaney Is Boss at CFPB; Sends Him Wish List," Nov. 27

Credit unions didn't need the CFPB when it was created and don't need it now. We have a board that has handled consumer issues in an exceptional manner. Credit unions have never cost the tax payers a single penny and will not going forward. The continued time and cost of complying with multiple regulatory agencies is unnecessary and has resulted in numerous credit unions being forced to either close or merge. If the CFPB is necessary then let it function against those institutions that are unfair to the consumer or cost the tax payers money. I would love to see, just once, what the real cost is to run the CFPB … direct cost down to equipment, real estate, labor, benefits, pencils and pens, and the cost of related agencies that have impact due to the existence of the CFPB.