Members of the $4.5 billion, West Jordan, Utah-based Mountain America Credit Union can now log into the credit union's mobile app using biometrics – identification via a finger swipe or unique eye patterns seen through a smartphone's camera – instead of a password.

The credit union claims it is the first to combine fingerprint and eye-imaging technology to make biometrics available to all members using mobile banking. The biometrics system is an optional way to make the log-in process faster and more convenient for members, the credit union said.

"Mountain America is excited to bring this innovation to our members, as biometric features are the future of enhanced online security," Shelby Peterson, manager of product strategy for Mountain America, said. "Biometrics not only ensures our mobile products are more secure, but also easier for members to use."

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).