Compared to the second quarter of 2013, membership declined at 54% of the nation's credit unions in the second quarter of this year, according to the NCUA.
The median membership growth rate was the same as the previous year at -0.4%, the NCUA's analysis of state-level data revealed.
In total, the agency said 25 states experienced negative membership growth. Alaska had the highest median membership growth at 2.3% and Idaho came in second at 2.0%. New Jersey declined the most at negative 1.8%.
Meanwhile, credit unions in Arizona and Idaho experienced the most median growth for loans in the second quarter of 2014 at 8.8% and 8.6%, respectively. The median growth rate for loans nationally was 3.2 %, representing an increase of 1% in the year ending in the second quarter of 2013.
The median loan-to-share ratio also increased nationally to 58% from 56% at the end of the second quarter in 2013 with Idaho in the lead at 81% and Delaware with the lowest ratio at 40%.
Aggregate annualized return on average assets decreased to 81 basis points in the first half of 2014 from 84 in the prior year, according to the NCUA.
"Aggregate return on average assets was positive in every state, with Utah having the highest (136 basis points), followed by Iowa and North Dakota (106 basis points). New Jersey and Connecticut (both 26 basis points) posted the lowest return on average assets," the NCUA said.
Median growth rate for shares and deposits dropped to 1.2% nationally in the second quarter of 2014 from 2.6 % in the previous year with North Dakota showing the highest gain at 4.2%.
According to the NCUA, the median growth rate for shares and deposits in Connecticut and New Jersey declined the most at -0.9%.
The median delinquency rate was the same in the second quarter of 2014 as the second quarter of 2013 at 0.9% nationally.
New Jersey and the District of Columbia had the highest median delinquency rates at 1.7% while Colorado and North Dakota had the lowest median delinquency rates at 0.4%.
The median asset growth rate at federally insured credit unions declined to 1.3% in the second quarter of 2014 from 2.5% in the second quarter of 2013.
Wyoming (4.8%) and Idaho (4.7 %) had the highest median asset growth rate while New Jersey (-0.9%) and Delaware (-0.9 %) had the lowest.
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