Credit unions now have to give the NCUA additional information about the ethnic makeup of its staff, membership and potential members, to comply with the Dodd-Frank financial overhaul law.

All Call Reports, starting with the one being filed later this month for the fourth quarter of 2011, require answers to the following questions: 

• “Does your credit union have more than 50% of its current members and management officials who are Black American, Native American, Hispanic American, or Asian American? If yes, please identify the minority groups(s) that apply.''
   
• “Does your credit union have more than 50% of its eligible potential members and management officials who are Black American, Native American, Hispanic American, or Asian American? If yes, please identify the minority group(s) that apply.''

The agency told credit unions that conditions in each question must be true if a credit union is to answer affirmatively to the question of whether they are a minority credit union.

The NCUA's Office of Minority and Women Inclusion was established as a requirement of Dodd-Frank  to ensure equal employment opportunity and workplace diversity and is responsible for programs to preserve minority credit unions.